Privacy Policy

1. Introduction

Welcome to Amounio ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our expense tracking and financial management application.

By using Amounio, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our service.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us, including:

• Account information (name, email address, profile picture)
• Payment information (processed securely through Stripe)
• Financial data (expense records, transaction details, amounts)
• Partner connection information (when linking accounts with other users)
• Communication data (support requests, feedback)

2.2 Automatically Collected Information

When you access our service, we automatically collect:

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, features used, time spent)
• Cookies and similar tracking technologies
• Log data (access times, error logs)

2.3 Financial Information

We collect and store expense data that you input into the application. Our data storage approach balances security with functionality:

• Stored data (non-encrypted): Amount, category, date and currency
• Encrypted data: Expense titles and notes are encrypted using industry-standard end-to-end encryption protocols to ensure maximum privacy and security

This approach allows us to provide you with useful analytics and categorization features while keeping your sensitive personal descriptions and notes completely private. Only you can decrypt and read your expense titles and notes.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process your transactions and manage your subscription
• Send you technical notices, updates, and security alerts
• Respond to your comments, questions, and customer service requests
• Enable partner connections and shared expense tracking
• Monitor and analyze trends, usage, and activities
• Detect, prevent, and address technical issues and fraudulent activity
• Comply with legal obligations and enforce our terms

4. Information Sharing and Disclosure

4.1 Partner Connections

When you connect with a partner user, specific financial information you choose to share will be visible to your connected partner. You control what information is shared through partner connections.

4.2 Service Providers

We share your information with third-party service providers who perform services on our behalf:

• Supabase: Authentication and database services
• Stripe: Payment processing and subscription management
• Cloud hosting providers: Infrastructure and storage services

4.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, or government agencies).

4.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. Data Security

We implement robust security measures to protect your personal information:

• End-to-end encryption: Sensitive expense details (titles and notes) are encrypted using encryption protocols. Only you and your partner can decrypt this information with your account credentials
• Selective data storage: Non-sensitive metadata (amounts, categories, dates) is stored in a structured format to enable analytics, filtering, and reporting features
• Secure HTTPS connections for all data transmission
• Regular security audits and updates
• Access controls and authentication mechanisms
• Secure payment processing through PCI-compliant providers (Stripe)

However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Your Data Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Restriction: Request restriction of processing your information
• Objection: Object to our processing of your personal information
• Withdrawal of consent: Withdraw consent where we rely on consent to process your information

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section. Or delete your account.

7. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. When you delete your account, we will delete your personal information immediately.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our service and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.

9. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. We ensure that appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

10. Children's Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete such information.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your personal information.

13. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: